Is my Medicare plan ending in Palm Bay, FL?
Medicare plans are set by county. Palm Bay is in Brevard County, so the plans listed as leaving Brevard County for 2027 apply to Palm Bay residents.
Quick answer for Palm Bay
13 Medicare plans are from 6 companies listed in Brevard County for 2026 but not for 2027, covering at least 2,926 people enrolled today. If you live in Palm Bay and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Brevard County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| UnitedHealthcare | 1 | 1,337 |
| Humana | 3 | 891 |
| Wellcare / Ambetter (Centene) | 3 | 464 |
| Cigna HealthSpring (HCSC) | 3 | 205 |
| Guidewell Mutual Holding | 1 | 29 |
| Anthem (Elevance Health) | 2 | not listed |
Plans going away in Brevard County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) H2509-003 | UnitedHealthcare | 1,337 |
| HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) H7284-010 | Humana | 665 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) H1032-245 | Wellcare / Ambetter (Centene) | 222 |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) H7617-113 | Humana | 212 |
| Wellcare Dual Access Sync (HMO D-SNP) H1032-244 | Wellcare / Ambetter (Centene) | 212 |
| HealthSpring Preferred (HMO) H5410-059 | Cigna HealthSpring (HCSC) | 163 |
| Wellcare Patriot Giveback (HMO) H1032-239 | Wellcare / Ambetter (Centene) | 30 |
| FHCP Medicare Rx Plus (HMO-POS) H1035-002 | Guidewell Mutual Holding | 29 |
| HealthSpring TotalCare (HMO D-SNP) H5410-045 | Cigna HealthSpring (HCSC) | 28 |
| HealthSpring TotalCare Plus (HMO D-SNP) H5410-031 | Cigna HealthSpring (HCSC) | 14 |
| Humana USAA Honor Giveback (PPO) H5216-467 | Humana | 14 |
| Optimum Diamond Rewards (HMO C-SNP) H5594-034 | Anthem (Elevance Health) | 10 or fewer |
| Optimum Emerald Full (HMO D-SNP) H5594-017 | Anthem (Elevance Health) | 10 or fewer |
What to do if you live in Palm Bay
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Palm Bay are covered by any plan you consider.
- Free, unbiased help: Florida SHINE (Serving Health Insurance Needs of Elders) at 1-800-963-5337, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Palm Bay?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Palm Bay?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Palm Bay residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Palm Bay: Palm Bay health insurance · Brevard County · All Florida plans ending for 2027 · Palm Bay population 135,566 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.