Brevard County, Florida: health insurance

What Brevard County residents should know about Medicare, marketplace plans and Medicaid.

Brevard County at a glance

StateFlorida
Population (2023 est.)643,979
Population rank in Florida10 of 67
Land area1,015 square miles
Major citiesPalm Bay

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Brevard County for 2027

13 Medicare plans from 6 companies are listed in Brevard County for 2026 but not for 2027, covering at least 2,926 people enrolled in the plans below today.

Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)
H2509-003
UnitedHealthcare1,337
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)
H7284-010
Humana665
Wellcare Sunshine Health Dual Align (HMO D-SNP)
H1032-245
Wellcare / Ambetter (Centene)222
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)
H7617-113
Humana212
Wellcare Dual Access Sync (HMO D-SNP)
H1032-244
Wellcare / Ambetter (Centene)212
HealthSpring Preferred (HMO)
H5410-059
Cigna HealthSpring (HCSC)163
Wellcare Patriot Giveback (HMO)
H1032-239
Wellcare / Ambetter (Centene)30
FHCP Medicare Rx Plus (HMO-POS)
H1035-002
Guidewell Mutual Holding29
HealthSpring TotalCare (HMO D-SNP)
H5410-045
Cigna HealthSpring (HCSC)28
HealthSpring TotalCare Plus (HMO D-SNP)
H5410-031
Cigna HealthSpring (HCSC)14
Humana USAA Honor Giveback (PPO)
H5216-467
Humana14
Optimum Diamond Rewards (HMO C-SNP)
H5594-034
Anthem (Elevance Health)10 or fewer
Show 1 more plan
Plan going awayCompanyPeople enrolled (at least)
Optimum Emerald Full (HMO D-SNP)
H5594-017
Anthem (Elevance Health)10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Florida, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Brevard County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Florida SHINE (Serving Health Insurance Needs of Elders) gives free, unbiased counseling at 1-800-963-5337. Ask which plans serve Brevard County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Brevard County ZIP code to see what is offered.
  • Medicaid: apply through Agency for Health Care Administration (AHCA).

Florida note: Florida's insurance oversight is split between two state agencies: the Office of Insurance Regulation reviews rates and company solvency, while the Department of Financial Services' Division of Consumer Services handles individual consumer complaints and questions.

Questions about Brevard County

Are the same Medicare plans offered everywhere in Florida?

No. Plans are offered by service area. A plan available in one county may not be offered in Brevard County, so check by county.

Where do Brevard County residents get free Medicare counseling?

Florida SHINE (Serving Health Insurance Needs of Elders) (1-800-963-5337) is Florida's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Brevard County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Florida plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Florida plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Florida allows.

Questions along the way? Call 855-367-1095 for assistance.