Is my Medicare plan ending in Cape Coral, FL?
Medicare plans are set by county. Cape Coral is in Lee County, so the plans listed as leaving Lee County for 2027 apply to Cape Coral residents.
Quick answer for Cape Coral
24 Medicare plans are from 7 companies listed in Lee County for 2026 but not for 2027, covering at least 24,938 people enrolled today. If you live in Cape Coral and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Lee County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Humana | 7 | 19,762 |
| UnitedHealthcare | 1 | 4,294 |
| Cigna HealthSpring (HCSC) | 3 | 325 |
| Wellcare / Ambetter (Centene) | 4 | 300 |
| Aetna (CVS Health) | 1 | 215 |
| Anthem (Elevance Health) | 6 | 42 |
| Curana Health Holdings | 2 | not listed |
Plans going away in Lee County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) H5216-393 | Humana | 8,906 |
| Humana Full Access Giveback H7617-111 (PPO) H7617-111 | Humana | 5,190 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) H2509-003 | UnitedHealthcare | 4,294 |
| HumanaChoice Florida H5216-304 (PPO) H5216-304 | Humana | 2,420 |
| HumanaChoice Florida H7617-109 (PPO) H7617-109 | Humana | 1,855 |
| Humana Direct Choice Giveback (PPO) H7617-112 | Humana | 759 |
| Humana Direct Choice Giveback (PPO) H5216-452 | Humana | 604 |
| HealthSpring Preferred (HMO) H5410-060 | Cigna HealthSpring (HCSC) | 233 |
| Aetna Medicare Signature (PPO) H5521-033 | Aetna (CVS Health) | 215 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) H1032-243 | Wellcare / Ambetter (Centene) | 115 |
| Wellcare Dual Access Sync (HMO D-SNP) H1032-241 | Wellcare / Ambetter (Centene) | 76 |
| HealthSpring TotalCare Plus (HMO D-SNP) H5410-047 | Cigna HealthSpring (HCSC) | 66 |
| Wellcare Dual Reserve (HMO D-SNP) H1032-202 | Wellcare / Ambetter (Centene) | 58 |
| Wellcare Patriot Giveback (HMO) H1032-239 | Wellcare / Ambetter (Centene) | 51 |
| Freedom Medi-Medi Full (HMO D-SNP) H5427-087 | Anthem (Elevance Health) | 42 |
See all 24 plans leaving Lee County →
What to do if you live in Cape Coral
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Cape Coral are covered by any plan you consider.
- Free, unbiased help: Florida SHINE (Serving Health Insurance Needs of Elders) at 1-800-963-5337, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Cape Coral?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Cape Coral?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Cape Coral residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Cape Coral: Cape Coral health insurance · Lee County · All Florida plans ending for 2027 · Cape Coral population 224,455 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.