Seminole County, Florida: health insurance
What Seminole County residents should know about Medicare, marketplace plans and Medicaid.
Seminole County at a glance
| State | Florida |
|---|---|
| Population (2023 est.) | 484,271 |
| Population rank in Florida | 13 of 67 |
| Land area | 309 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Seminole County for 2027
33 Medicare plans from 10 companies are listed in Seminole County for 2026 but not for 2027, covering at least 9,880 people enrolled in the plans below today.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) H5216-393 | Humana | 4,044 |
| Humana Full Access Giveback H7617-111 (PPO) H7617-111 | Humana | 1,333 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) H2509-003 | UnitedHealthcare | 882 |
| HealthSpring Preferred Savings (HMO) H5410-026 | Cigna HealthSpring (HCSC) | 580 |
| Humana Direct Choice Giveback (PPO) H5216-452 | Humana | 467 |
| Health First Emerald Plus H1099-024 (HMO) H1099-024 | Health First Shared Services | 286 |
| Aetna Medicare Signature (PPO) H5521-033 | Aetna (CVS Health) | 280 |
| Wellcare Dual Access Sync (HMO D-SNP) H1032-244 | Wellcare / Ambetter (Centene) | 263 |
| Humana Direct Choice Giveback (PPO) H7617-112 | Humana | 258 |
| Simply More (HMO) H5471-074 | Anthem (Elevance Health) | 243 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) H1032-245 | Wellcare / Ambetter (Centene) | 219 |
| HumanaChoice Florida H7284-001 (PPO) H7284-001 | Humana | 156 |
Show 21 more plans
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| FHCP Medicare Classic (HMO) H1035-040 | Guidewell Mutual Holding | 147 |
| Simply Extra Platinum (HMO) H5471-120 | Anthem (Elevance Health) | 130 |
| Aetna Medicare Premier (PPO) H5521-586 | Aetna (CVS Health) | 127 |
| CareNeeds Extra (HMO D-SNP) H1019-153 | Humana | 86 |
| Health First Complete Care H1099-023 (HMO) H1099-023 | Health First Shared Services | 78 |
| Freedom Medi-Medi Full (HMO D-SNP) H5427-087 | Anthem (Elevance Health) | 68 |
| Simply Complete Platinum (HMO D-SNP) H5471-121 | Anthem (Elevance Health) | 49 |
| Simply Level Platinum (HMO C-SNP) H5471-122 | Anthem (Elevance Health) | 48 |
| Simply Level (HMO C-SNP) H5471-073 | Anthem (Elevance Health) | 36 |
| Simply Integrated (HMO D-SNP) H5471-129 | Anthem (Elevance Health) | 28 |
| Simply Complete (HMO D-SNP) H5471-072 | Anthem (Elevance Health) | 26 |
| Simply Integrated Platinum (HMO D-SNP) H5471-136 | Anthem (Elevance Health) | 20 |
| Wellcare Patriot Giveback (HMO) H1032-239 | Wellcare / Ambetter (Centene) | 14 |
| Health First Premier Access H1099-025 (HMO-POS) H1099-025 | Health First Shared Services | 12 |
| DrSelect-CFL (HMO) H4140-016 | DOCTORS HEALTHCARE PLANS | 10 or fewer |
| DrTotalCare-CFL (HMO C-SNP) H4140-018 | DOCTORS HEALTHCARE PLANS | 10 or fewer |
| FHCP Medicare Rx Plus (HMO-POS) H1035-002 | Guidewell Mutual Holding | 10 or fewer |
| Humana USAA Honor Giveback (PPO) H5216-467 | Humana | 10 or fewer |
| Optimum Emerald Full (HMO D-SNP) H5594-017 | Anthem (Elevance Health) | 10 or fewer |
| Premier Care (HMO I-SNP) H9917-004 | Curana Health Holdings | 10 or fewer |
| Senior Care (HMO I-SNP) H9917-001 | Curana Health Holdings | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Florida, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Seminole County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Florida SHINE (Serving Health Insurance Needs of Elders) gives free, unbiased counseling at 1-800-963-5337. Ask which plans serve Seminole County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Seminole County ZIP code to see what is offered.
- Medicaid: apply through Agency for Health Care Administration (AHCA).
Florida note: Florida's insurance oversight is split between two state agencies: the Office of Insurance Regulation reviews rates and company solvency, while the Department of Financial Services' Division of Consumer Services handles individual consumer complaints and questions.
Questions about Seminole County
Are the same Medicare plans offered everywhere in Florida?
No. Plans are offered by service area. A plan available in one county may not be offered in Seminole County, so check by county.
Where do Seminole County residents get free Medicare counseling?
Florida SHINE (Serving Health Insurance Needs of Elders) (1-800-963-5337) is Florida's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Seminole County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.