Alachua County, Florida: health insurance

What Alachua County residents should know about Medicare, marketplace plans and Medicaid.

Alachua County at a glance

StateFlorida
Population (2023 est.)285,994
Population rank in Florida24 of 67
Land area876 square miles
Major citiesGainesville

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Alachua County for 2027

17 Medicare plans from 4 companies are listed in Alachua County for 2026 but not for 2027, covering at least 7,406 people enrolled in the plans below today.

Plan going awayCompanyPeople enrolled (at least)
Humana Full Access Giveback H5216-393 (PPO)
H5216-393
Humana4,049
Humana Full Access Giveback H7617-111 (PPO)
H7617-111
Humana2,027
Aetna Medicare Signature (PPO)
H5521-434
Aetna (CVS Health)377
Aetna Medicare Select (HMO)
H1609-021
Aetna (CVS Health)177
Aetna Medicare Signature (PPO)
H5521-269
Aetna (CVS Health)170
Aetna Medicare Signature (PPO)
H5521-705
Aetna (CVS Health)155
Wellcare Sunshine Health Dual Align (HMO D-SNP)
H1032-242
Wellcare / Ambetter (Centene)104
Aetna Medicare Dual Select (HMO D-SNP)
H1609-045
Aetna (CVS Health)90
Wellcare Dual Access Sync (HMO D-SNP)
H1032-240
Wellcare / Ambetter (Centene)72
Aetna Medicare Eagle Giveback (PPO)
H5521-306
Aetna (CVS Health)60
Wellcare Dual Reserve (HMO D-SNP)
H1032-202
Wellcare / Ambetter (Centene)59
Aetna Medicare Chronic Care (HMO C-SNP)
H1609-084
Aetna (CVS Health)22
Show 5 more plans
Plan going awayCompanyPeople enrolled (at least)
Aetna Medicare Full Dual Select (HMO D-SNP)
H1609-074
Aetna (CVS Health)21
Humana USAA Honor Giveback (PPO)
H5216-467
Humana12
Aetna Medicare Premier (PPO)
H5521-706
Aetna (CVS Health)11
Premier Care (HMO I-SNP)
H9917-004
Curana Health Holdings10 or fewer
Senior Care (HMO I-SNP)
H9917-001
Curana Health Holdings10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Florida, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Alachua County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Florida SHINE (Serving Health Insurance Needs of Elders) gives free, unbiased counseling at 1-800-963-5337. Ask which plans serve Alachua County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Alachua County ZIP code to see what is offered.
  • Medicaid: apply through Agency for Health Care Administration (AHCA).

Florida note: Florida's insurance oversight is split between two state agencies: the Office of Insurance Regulation reviews rates and company solvency, while the Department of Financial Services' Division of Consumer Services handles individual consumer complaints and questions.

Questions about Alachua County

Are the same Medicare plans offered everywhere in Florida?

No. Plans are offered by service area. A plan available in one county may not be offered in Alachua County, so check by county.

Where do Alachua County residents get free Medicare counseling?

Florida SHINE (Serving Health Insurance Needs of Elders) (1-800-963-5337) is Florida's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Alachua County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Florida plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Florida plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Florida allows.

Questions along the way? Call 855-367-1095 for assistance.